Abstract: As the first national policy grassland insurance with the primary goal of protecting grassland ecology,grassland insurance will be of great significance in protecting grassland ecology and helping to realize the goal of "double carbon". In order to accurately identify the implementation effect of grassland insurance,this paper analyzed the current situation of grassland insurance implementation in Inner Mongolia by analyzing the current situation of grassland insurance implementation in Inner Mongolia and the existing problems in the pilot implementation process using the micro-data of herdsmen from household surveys in the pilot areas of Dorbod Banner of Ulanqab City,Otog Banner and Uxin Banner of Erdos City in the years 2022 and 2023. By analyzing the current situation of the implementation of grassland insurance in Inner Mongolia and combining the microdata of herdsmen in the household survey,the existing problems in the pilot implementation were discussed. The results found that while the current grassland insurance pilot results were outstanding,some problems were still existed,such as small pilot scope,flag county subsidy funds were not in place,the subsidy mechanism was failed to link with the policy objectives,the herdsmen's cognition and satisfaction was relatively low,and the compensation mechanism was not clear. From the perspective of the grassland insurance included in the central financial subsidy program,constructing a linkage mechanism between the financial subsidy and the ecological compensation,scientifically formulating the insurance clauses,and improving the publicity method,relevant policy suggestions were put forward for the high-quality development of grassland insurance in Inner Mongolia,with a view of further realizing the ecological protection goal of grassland insurance and contributing to the high-quality development of grassland insurance.

Key words: Dual carbon strategy, Grassland insurance, Ecological restoration, Carbon sink

摘要： 作为全国首款以保护草原生态为首要目标的政策性草原保险,草原保险将在保护草原生态、助力实现"双碳"目标中具有重要意义。为了精准识别草原保险的实施效果,本文基于2022年和2023年对内蒙古草原保险试点地区乌兰察布市四子王旗和鄂尔多斯市鄂托克旗、乌审旗实地调研的基础上,以内蒙古草原保险试点实施为契机,通过分析内蒙古草原保险实施现状,并结合入户调研的牧户微观数据,探讨其在试点实施过程中存在的问题。结果发现,当前草原保险试点成效突出的同时,存在着试点范围较小、旗县补贴资金不到位、补贴机制未能与政策目标联动、牧户认知度和满意度较低、理赔机制不明确的问题,并从草原保险纳入中央财政补贴项目、构建财政补贴与生态补偿的联动机制、科学制定保险条款和改进宣传方式的角度对内蒙古草原保险高质量发展提出相关政策建议,以期进一步实现草原保险的生态保护目标,助力草原保险的高质量发展。

关键词: 双碳战略, 草原保险, 生态修复, 碳汇